Longridge: 01772 783 314 | Garstang: 01995 602 129 | Lancaster: 01524 581 306 
 
Longridge: 01772 783 314 
Garstang: 01995 602 129 
Lancaster: 01524 581 306 

Posts tagged “MG Legal”

As every Personal Injury Law specialist knows the Mental Capacity Act 2005 sets out five principles to help protect Clients who may struggle to make decisions: 
 
A person must be assumed to have capacity unless it is established that he or she lacks capacity 
A person is not to be treated as unable to make a decision unless all practicable steps to help him or her to do so have been taken without success 
A person is not to be treated as unable to make a decision merely because he or she makes an unwise decision 
An action taken or decision made under this Act for, or on behalf of, a person who lacks capacity must be in his or her best interests 
Before an action is taken or a decision made, regard must be had as to whether the purpose for which it is needed can be as effectively achieved in a way that is less restrictive of the person’s rights and freedom of action 
In the UK, children generally have to use a child car seat until they are either 135cm tall, or 12 years old (whichever event occurs first). After this, like ALL other adults, they must wear a seat belt. 
 
There are generally two types of seats you may look for: height-based seats, and weight-based seats. 
As we already know, expert evidence can play an extremely important part of your claim, which is why selecting the right expert is imperative. See our blog on instructing the correct expert for more information on this, by following the link below: 
 
 
Looking now more specifically, what do we think of when we say expert witness? MG Legal’s team, like any other, interpret this as meaning an individual supplying expert evidence would be an expert within their field. The expert would use their expertise to help propel the claim by giving evidence. 
We often use the initial consultation with our new personal injury compensation clients to ask them questions about their accident, and themselves, to help us to get the information we need to progress their claim. However, our team of personal injury solicitors in Preston also use it as a time to allow our clients to ask the questions they need to, to make sure they feel happy about how the claim process works, and what’s involved. But we don’t stop there. Our team is on hand throughout your claim to make sure that you can ask any questions that you might have. 
 
To help our clients get started, here’s a list of some of the most commonly asked questions that our road accident solicitors are asked… 
Accident - Injury - Claim - Compensation
Allegation - A claim made against someone, often without proof, or a claim that someone has engaged in an illegal act. 
 
Alternative Dispute Resolution (also known as ADR) – arbitration and mediation are sometimes used as an alternative way to settle a dispute without going to Court. 
 
After-the-event-insurance - an insurance policy taken out after an accident to help assist a Personal Injury Claim. 
 
Bankrupt - the legal status of a person or Company who is unable to repay its debts owed to creditors. 
 
Civil Procedure Rules – the rules governing the process of handling a claim which is at Court. 
 
Claimant – the injured person seeking to make a Claim for compensation. 
 
Collective Conditional Fee Agreement – similar to the “no win, no fee” concept, this is where funding is arranged for a private Client. 
 
Contributory Negligence – this is where the amount of damages that would normally be awarded to the Claimant are reduced to take in to account the Claimants own actions in sustaining the injury. 
 
Criminal Injuries Compensation Authority (CICA) – A scheme funded by Government which allows for a victim of crime to claim compensation for their injuries. 
 
Culpable – at fault or guilty of something. 
 
Damages – often used interchangeably with the word “compensation” – comprising of both general and special damages. 
 
Defendant – The party against whom the claim is made. 
 
Disbursements – Any expenses incurred such as the cost of obtaining a medical report. 
 
Evidence – Something material to the case which will prove or disprove something. 
 
Fast Track Claim – A claim where damages do not exceed £25,000.00. 
 
Fraud – intentional misrepresentation or intentional concealment of an important fact. 
 
General Damages – Compensation for injuries. 
 
Incapacity Benefit – A benefit paid after 28 weeks of sickness. 
 
Industrial Injuries Disablement - A benefit paid to an employee who has been injured at work. 
 
Interim Payment – Damages paid to a Claimant before the Claim has completed – this kind of payment can assist with care fees or house alterations following an accident. 
 
Legal Expenses Insurance - insurance policy available through household and contents insurance and credit card facilities to fund a claim for compensation. 
 
Liability - legal responsibility for an accident. 
 
'Personal Injury Law' written on wooden blocks.
Whether it be to see your General Practitioner, or a date for a surgical procedure, we all know that waiting for an appointment to resolve a medical issue can be a frustrating and, in some cases, a timely process. 
 
When contacting a medical professional, in many cases, it is not good news as we require assistance in restoring our health and getting better when we are ill. Medical attention is, therefore, usually required quickly, not only to ensure matters are resolved and we are back fighting fit, but also to ensure that any symptoms or conditions do not worsen and, subsequently, cause bigger issues. 
 
This, however, could be set to cause problems, with the Public Spending Watchdog warning that increases in such waiting times could lead to a rise in medical negligence claims. In a recent report, published in March 2019, the National Audit Office reported that approximately 40% of negligence claims are related to failures or delays in diagnosis or treatment. 
When you’re buying a car, there can be so many reasons that you chose it: the colour, the horsepower, the sound system – whatever the reason for your choice, one thing you should be thinking about is the safety features. So, what safety features do cars now-a-days have, and what do they do? 
When you’ve passed your test and you’re looking at insurance for the first time, it can be daunting. With insurance costs always seeming to go up (or is it just us?!), the costs for a first-time driver can now be over £2,000.00, even with a black box. One way of reducing the costs that many people consider, is listing their parent as the main driver on their car, and themselves as a secondary driver. Although this can reduce the costs of the insurance, insurance companies call this ‘fronting’, and consider it to be fraud. 
You have been involved in a road traffic accident (RTA) and have suffered injuries as a result of the same. What do you do next? Seek medical attention and the legal advice of an accident injury solicitor. Here’s why this may be set to change as of 2020. 
 
Making a claim for personal injury can be, in some cases, a complicated and lengthy process, if in the wrong hands. MG Legal’s team of accident injury solicitors specialise in such matters and would always recommend obtaining the advice of a solicitor when pursuing a claim. Our team are on hand to provide out of hours appointments and home visits to assist with such matters. 
Recent research, finding that many prefer online contact as opposed to meeting with face-to-face with their solicitor, has come at a shock to MG Legal’s team. We are not the big, bad wolves you need to be scared of (or at least after we have all had our morning dose of coffee, that is!), and aim to ensure all clients feel comfortable with both online and face-to-face contact. 

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