A Form LL Restriction requires the conveyancer, or solicitor, acting in the disposition of the property, to certify that the disponor (person disposing of the property) is the true owner, as entered within the Register of title. The restriction usually reads as follows: 

 

 

As you can see, the restriction adds a level of protection against property fraud and requires specific confirmation that the individual executing the Transfer Deed, in order to transfer ownership of the property, or other document submitted for registration (i.e. Mortgage Deed in respect of a re-mortgage transaction), is the same person as the registered owner. 

 

 

Such restrictions are, usually, utilised by owners of property which may be considered as more vulnerable, such as non-mortgaged, vacant properties. The property may be vacant due to a number of reasons, for example, the owner has moved abroad and only uses the property upon returning home, the registered owner has moved properties but has not managed to sell their previous residence, the registered owner now resides in a care home, as a handful of examples. The same can make the property more vulnerable to fraudsters. See our blog on how to protect yourself from property fraud, here. 

 

 

Should the restriction be required, the same can be registered at the Land Registry, via Form RX1, used to enter a restriction on the Register. A specimen of which can be found here. Our solicitors in Preston can arrange to complete this Form on your behalf, and attend to the registration formalities, for a fixed-fee. If you require more information in this regard, get in touch today by emailing property@mglegal.co.uk. 

 

 

With the current times we find ourselves in, concerns have been expressed that fraud cases, inclusive of property fraud, may be set to spike. This is because, during the lockdown period, many of us are at home.. 

 

Save for our valued key workers. At present, MG Legal are offering 50% off fixed-fee services for key workers. To find our more, get in touch today and submit an online enquiry. 

 

..and with more of us at home, there are more people with significant amounts of time on their hands which could increase the risk of property fraud. 

 

As discussed above, the Form LL Restriction can act as an added layer of protection for you and your property, particularly in light of current circumstances. Our Preston solicitors also discuss what additional measures you can take to protect yourself in our team's blog. 

 

If, therefore, you have concerns about your property, and would like more information on Form LL restrictions and other ways to protect you, get in touch today, by emailing property@mglegal.co.uk, and our Preston solicitors will be on hand to assist you with all of your conveyancing needs. 

 

The current pandemic is placing concern with us all, so don’t let your property be an added stress. Contact MG Legal, your local solicitors, today.