Does changing your address affect your car insurance?
Posted on 3rd October 2019
When you’re dealing with Car Insurance, it’s important to make sure that things are right, otherwise you could face your insurance being invalidated when you need it the most. So, what changes do you need to make your insurers aware of?
Well, first of all, our team of Personal Injury Solicitors in Lancaster know that our property team in Preston talk about this topic all the time, so we won’t bore you too much: moving house. When you’ve moved house, it can be hard to remember all the things you need to do – cancelling your utility bills, notifying your Council Tax of the change, making sure your bank knows about the move. One thing you might forget, however, is to update your car insurance.
Now, we know that this change might cost you, or even save you a few pennies, but it’s important. According to Aviva’s Digital Propositions Manager, Nick Gibbs, you should notify your car insurers ‘immediately’ or you will be at a risk of ‘invalidating your insurance’. As the car is your responsibility, it is also your job to make sure this information is kept up-to-date.
So, what other information should you make your insurers aware of?
Another big change which you might not think anything of, is when you’ve got married. After the celebrations are over, you need to ensure that you inform your insurer of any change in your name. According to Aviva UK 2018 Claims report, out of 350,000 claims received in 2017, over 99% of these claims were settled. Don’t risk your claim being in the 1% that wasn’t – make sure all of your information is updated with your insurers.
What other changes do you need to make your insurers aware of?
Another big change our Personal Injury Solicitors in Lancaster would suggest making your insurers aware of, is any change you make to the vehicle itself. Even a seemingly ‘little’ change such as spraying the car a different colour warrants notifying your insurer, as well as any big changes, such as work to boost your vehicle’s performance.
If you’re unsure of whether you need to notify the insurers, MG Legal’s team of Personal Injury Solicitors in Lancaster have a moto: if in doubt, tell your insurer. After all, it’s better to be safe than sorry, and no one wants to risk having their insurance invalidated!
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