Can I name my parent as the main driver on my car?
Posted on 11th June 2019
When you’ve passed your test and you’re looking at insurance for the first time, it can be daunting. With insurance costs always seeming to go up (or is it just us?!), the costs for a first-time driver can now be over £2,000.00, even with a black box. One way of reducing the costs that many people consider, is listing their parent as the main driver on their car, and themselves as a secondary driver. Although this can reduce the costs of the insurance, insurance companies call this ‘fronting’, and consider it to be fraud.
This will mean that, if caught, the parties involved could face a whopping fine of up to £5,000.00 (according to uswitch.com), as well as six penalty points. Now, for all of those savvy new drivers among you who may already be aware that they can only get up to six points in the first two years without losing their licence, this could mean you automatically lose your licence. This could mean retaking your test, and we all know that nobody wants to sit through that again! Not only this, but the parties could also be taken to Court for fraud.
If you’re involved in an accident and you have been fronting, this could invalidate your insurance. You may wonder what you can do to reduce car insurance. Well, our team of personal injury solicitors in Preston’s main advice would be to shop around for a good deal, and make sure that you’re always honest about who will be driving the car and when!
If you’ve been involved in an accident that was not your fault, you can contact our team of expert personal injury solicitors in Preston on 01772 783 314 or online, here.
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