Do hairdressers and beauticians need insurance?
The simple answer to this question is no. While beauticians and hairdressers need to obtain employers’ liability insurance if they have anybody working for them, they are not legally required to be insured for their work and the treatments that they offer to clients. While they are not legally required to do so, many professionals do seek out their own public liability insurance to cover them against any damages or injuries caused to customers or their property.
A common trend is that many more specialised hairdressers or beauticians, who work in areas such as hair dyeing and dermal fillers, may be more likely to seek out sufficient insurance, as there is much more risk involved witht the treatments that they are offering. However, those working in things like acrylic nails and eyelash extensions may be more reulctant to fork out for insurance as they do not see as much risk involved in their day to day work. It is also important to note that some treatments, such as body piercing and permanent makeup, are not covered in a lot of available insurance policies for beauticians.
Should I go to a hairdresser or beautician who is uninsured?
There is not necessarily a direct correlation between a hairdresser or beautician being uninsured and them being unqualified or untrained in their practice. Unfortunately, the beauty industry is largely unregulated in the UK, and as a result, there are a huge number of professionals who work within it for many years without ever feeling a need to obtain insurance.
While this is true, from a legal standpoint, it is always best to visit a fully insured hairdresser or beautician where possible. These people are likely to be well informed on the risks involved in their services, established within the industry, and aware of the duty of the care that they owe you as a customer. Here at MG Legal, we reccomend that you always research as to whether beauticians are fully trained and fully insured before undergoing any treatment by them. This is the best way to minimise the risk of injury occuring and ensure that you receive the service you're looking for.
I have been injured from a treatment by an uninsured hairdresser or beautician. Can I still make a claim?
Yes, you are still eligible to make a claim if your beautician was uninsured. However, the process will be much more complex than if they had been insured. Provided that you know the personal name and address of the beautician, and know that they own substantial assets, then you will be able to raise a claim against them personally.
How can MG Legal help me with my personal injury claim?
Here at MG Legal, we have an expert team of personal injury solicitors who take great pride in obtaining our injured clients the most possible personal injury compensation. When you come to us, you will deal with, and be in contact with, the same solicitor from start to finish. Since we opened in 2010, we have settled thousands of personal injury claims, and won millions of pounds in personal injury compensation for our injured clients.
As we are so confident in our success and ability with personal injury claims, we accept all of our personal injury claims on the basis of a Conditional Fee Agreement, also known as a No Win No Fee agreement, which means that if we do not succeed for our client, the owe us nothing and we do not get paid for our work.
Read our reviews, browse our website, and see our success. If you have been injured in a beauty treatment setting, and you are unhappy with your current choice of solicitor, then please do not hesitate to contact our dedicated personal injury team- we accept files from previous solicitors, and will give you the full, dedicated attention you deserve.