Does liability have to be admitted before I receive my personal injury compensation?
Not always, whilst an admission of liability is generally an indication that your claim will be settled, it is common for fault parties to settle claims on what is known as a “without prejudice” basis. This is an offer to settle based on a sum of money being paid to settle your claim without an admission of liability being made.
Often this type of offer is made when an insurer does not have a full report from their insured or if they believe there is insufficient evidence to support a full denial but they do not wish, for their own (often financial) reasons, to either openly concede fault or dispute a claim any further.
Ultimately, a “without prejudice” settlement still results in full settlement of your claim and so we are equally happy with this type of settlement for our clients as those made on an admission of liability. The advice you receive from us will always be tailored to your individual claim and so, we will ensure that you are absolutely confident when accepting your settlement.