Do I need to have searches carried out if I am having a property transferred to me?
Whilst, as part of the transfer of equity process, searches are not imperative, it may be advisable to have searches carried out. This is in order that you are aware of the various matters that are affecting the property you are acquiring.
Where, for example, there is a lender involved with the property, and the property is being transferred from the joint names of the owners to the sole name of the other, you must check the requirements of the lender in this regard. Whilst the lender may not require that updated searches are carried out, they may require that search insurance be incepted. Your conveyancing solicitor will, of course, be able to advise you of this, upon sight of the individual lender’s requirements.

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