Accident at work compensation claims.
If you are an employee, or even self-employed, and have been injured in an accident at work, that was your employers or another’s employee’s fault, then you can make a claim for personal injury against your employer’s liability insurance.
You are protected, and have a right to make a claim for compensation. MG Legal’s expert personal injury solicitors specialise in workplace injury claims, and accept all claims on a No Win No Fee basis.
I've been injured at work. What type of workplace personal injury can I claim for?
Our workplace can be a dangerous place to be. From poorly constructed scaffolding on a building site, to computer cables and wires in an office, and dangerous machinery in the farming and construction industry.
Working practises aren’t always as safe. Protective clothing or equipment is not always supplied, manual handling training isn’t always given, and then there’s always poorly trained work colleagues to think about.
Accidents in the workplace, can, and often do happen. Injuries can be serious, including injuries to the head, neck, or spine, or even electrocution. More minor injuries include whiplash from being jolted, or falling, and as is often the case, if no Personal Protective Equipment is given, objects entering the eyes of workers.
If you have been injured at work, and want the best advice, from an understanding, down to earth legal team, specialising in accident at work personal injury compensation claims, then the following are just some of the matters our experts deal with:
Can I make a personal injury claim if I was injured at work?
If you've been injured at work in the last three years and it wasn't your fault, you may be able to claim compensation. Personal Injury and work-related illnesses, including those to your mental health, are often highly preventable and caused by oversights by employers, managers, and other employees. If you are injured by the actions of another employee, then you can make a claim for personal injury against your employer’s public liability insurance.
The most common reasons include for workplace injuries are
Dangerous working practices.
Lack of protective equipment (PPE).
No risk assessments or improper assessments in place.
Defective or poorly maintained and repaired machinery and equipment
Lack of training
Spillages not being mopped up
Loose cables and wires
If you have any doubt, then contact the experts at MG Legal. We accept all work related personal injury claims, on a No Win No Fee basis, with no financial risk to our clients.
How do I start a claim for Personal Injury Compensation?
If you’ve been injured at work, then you can contact our team for an informal, yet informative chat, about how to get your claim for work-related accident compensation started. The process is really straightforward and easy- we’ll ask you what happened, and if we can accept instruction on a no win no fee basis (all of our personal injury clients use a no win no fee agreement), then we will send a Claim Form for you to complete, and we’ll start the claims process. Our aim is to settle matters as pro-actively and efficiently as possible, whilst obtaining the maximum personal injury compensation for our clients. All of MG Legal’s clients will only deal with the same person at our offices, throughout their personal injury claim.
How much compensation will I receive if I am injured in an accident at work?
There is no one answer that we can give in response to this question. Every one of MG Legal’s clients is different, the injuries the sustain vary, as do the effects on their lives. Personal injury compensation, often called general damages, is based upon the nature and severity of the injuries sustained, and to the area of the body affected. Every one of us is different, and the roles we have as employees all differ to the degree that every claim must be valued on its own merit. That said, our solicitors are experts in accident at work personal injury claims, and will ensure that the best medical treatment is sought for our injured clients and a detailed medical report will be compiled, detailing all of your injuries, and how your life has been affected as a result of your accident at work. Compensation is broken down into two parts- General Damages, and Special Damages.
When you instruct MG Legal, we go out of our way to ensure our clients receive the maximum compensation possible for the work-related personal injury claim.
Do I have to pay to make a personal injury compensation claim if I was injured at work?
MG Legal accept claims for all workplace injuries, on a no win no fee, no risk basis. You deserve compensation for your injuries, and our expert team make the process easy, understandable, and quick. Your employer will hold liability insurance, and are insured for claims made by employees.
Is my employer to blame for my accident at work?
No matter what role you do, from office employee, to bus driver, waitress or construction site worker, your employer owes both a common law, and, subject to the Health and Safety at Work Act 1974, a statutory duty to ensure the health, safety and welfare of all employees, is protected. An employer’s duty to their employees extends from conducting risk assessments, to putting procedures to look after the welfare of their employees, based upon their findings. They must also conduct a risk assessment to identify the measures necessary to comply with the Act and other regulations.
What duties do an employer have to look after their employees?
There are multiple practices that an employer must have in place in order to ensure the health, safety and welfare of their employees, including of course, the need to avoid employees being injured as a result of their job. An employer’s duty to their employees includes
The plant, and systems of work;
The use of, handling, storage and transportation of articles and substances;
Maintaining the employees’ place of work, making sure the access and exit, are maintained and in a safe condition;
Making sure the mental health of employees (including workplace stress) is maintained
Providing and maintaining of a safe working environment with adequate facilities.
The provision of information, instruction, training and supervision necessary for the health and safety of employees;
All employers with five or more employees must have a written health and safety policy, which must be brought to the notice of all employees.
As with any occupier of a building, or business premises, your employer also has a duty to those who are not employees, but are invited or allowed onto their place of business, subject the Occupiers Liability Act 1957, or, for those who are not invited, subject to the terms of the Occupiers Liability Act 1984. Both the Occupiers’ Liability Act 1957, and Occupiers Liability Act 1984 offer less rights to those attending upon your employer’s property, but do afford generous cover for personal injury compensation.
Did your employer carry out Risk Assessments?
All employers must carry out risk assessments on a regular basis, with four areas to be considered relating to manual handling: the nature of the task, the capabilities of the individual performing it, the characteristics of the load and the layout of the environment. These four factors can be easily remembered by using the acronym TILE.
Often the four areas are overlooked, and employees suffer personal injury to their back, legs, and arms, often will life- changing injuries.
If you have suffered a back injury at work as a result of poor working practice, or improper or no equipment, then contact MG Legal for a no obligation discussion about your no win no fee personal injury compensation claim.
Am I right to make a Workplace Personal Injury Claim?
If you have suffered an injury at work, and choose to make a claim for personal injury compensation, than you are not alone in doing so. Employer’s are supposed to follow strict rules and regulations, in order to keep their employees as safe as possible, and free from injury in the workplace. However, these rules are often flouted, and if you have suffered an accident at work, you are not alone: according to the Health and Safety Executive, in 2019-20, 1.2 million people suffered from a work-related illness and 175 were killed at work. More than 2,000 people died from cancers developed from their work and at least 115,000 people had to take more than three days off work following a workplace injury.
By pursuing a claim for personal injury in the workplace, you must remember that you are stopping such an incident from occurring again, and helping to assist your employer make their working practice safer, and to ensure other employees do not suffer personal injury in the future. All claims for personal injury brought against employers are handled through the employer’s liability insurance that they must have in place, and your employer cannot dismiss you if you choose to pursue a personal injury compensation claim arising as a result of their negligent act or omission.
In the 21st century, it could be argued that most accidents in the workplace are preventable. By better training, more supervision, and use of Personal Protective Equipment, the number of injured employees should drastically decrease. But accidents at work will, unfortunately always happen. For example, specific injuries could happen as a result of:
Support structures assembled incorrectly, such as scaffolding or warehouse racking;
Forklift trucks being badly maintained or handled dangerously;
Uncleared liquid spillages that cause trips, slips or falls;
Poor ventilation or air conditioning (HVAC) and the insecure storage of chemicals;
Exposure to toxic chemicals or biological materials.
Are there laws in place that my employer has to follow to prevent injury?
Both criminal and civil law apply to workplace health and safety.
The Health and Safety Executive (HSE) assists employers by giving guidance to both employers and employees, with their aim being to avoid any personal injuries occurring in the workplace. Basic guidance ranges from:
Who to appoint as a Competent Person:
A competent person is a person elected by the employer, because they have the requisite knowledge and expertise to assess risks, recognise what may cause hazards, and implement controls and a system of work to protect employees from injury and death in the workplace.
How to manage risks and risk assessment in the workplace
All employers, are required by health and safety law to protect employees, and any visitors to your place of work, from the risk of personal injury or harm.
Under the Management of Health and Safety at Work Regulations 1999, an employer must carry out regular risk assessments that identify what could cause injury or illness to employees and visitors to your place of work, decide how likely it is that someone could be harmed and how seriously the risk of injury is, and take any action necessary to control or eliminate the risk of injury.
To Provide information and training
All employers have a duty to train employees on health and safety issues, detailing how employees should work without suffering personal injury, be it to physical or mental injury.
Employers must give employees, clear, understandable instructions, material and information enabling them to keep safe and out of harm at work. Adequate training must be given, with special consideration given to apprentices, new recruits, any employees with individual training requirements and needs.
How to Report an Injury, accident or illness in the Workplace
Employers must report serious injuries, such as broken bones (other than to fingers, thumbs and toes) , burns, serious lacerations, and amputations, of the arms, hand, finger, thumb, leg, feet and toes.
Any injury causing permanent blinding or reduction in sight to one or both eyes.
Near-misses and cases of work-related disease to HSE. This duty is under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations, known as RIDDOR.
How to Keep records of any incident causing physical or mental injury
If you are injured at work and your employer employs 10 or more people, then they must keep an accident book on site. Records can be helpful to an injured employee, so if you are pursuing a claim for work related personal injury, details of the incident, the cause of the accident, and the risks assessments and investigations post incident, will all be found in the accident book.
How long does an accident at work personal injury compensation claim take to settle?
Workplace personal injury compensation claims can take from weeks from months, to settle. Every personal injury claim is different, and the length of time to settlement, depends upon the injuries sustained. For minor injuries such a whiplash, or soft tissue injuries to the back, neck or shoulders, an initial settlement offer could be received in a number of weeks. For more serious injuries to the head, brain or spine, resulting in paraplegia, tetraplegia or other permanent debilitating injuries, medical reports from up to five practitioners would be required, from orthopaedic surgeons, to occupational therapists, and, in order to ensure that any medical report accurately reflects the nature and longevity of your workplace injury, then each report is obtained over a period of months, in order that our clients receive the maximum amount of money for their personal injury compensation claim.
What if i have Inhaled toxic fumes at work?
Dangerous chemicals are used in numerous industries, from cleaning agents such as disinfectants and pesticides used in the farming and agriculture, to hair products and dyes uses in hair and beauty salons, car paint in vehicle repair centres, and glues and bonding agents used in the carpentry industry. An employer should:-
Train employees about how to handle every toxic compound and potential risks associated with it;
Provide employees with safety equipment such as respirators, face covers and safety masks to avoid hazardous substance exposure;
Carry out risk assessments of all the chemicals used, and that employees may come into contact with;
Carry out risk assessments of the working practice, and how chemicals and noxious substances are dealt with in the workplace.
I have Injured my back at work, can i make a claim?
One in three accidents at work are caused by the manual handling of equipment and machinery; often over a long period of time. Every year, 300,000 people in the UK suffer from back pain due to manual handling accidents. Injuries can be avoided by employers supplying lifting equipment, including, for example on a building site, conveyors, hoists, telehandlers or cranes should be used to prevent back injury as much as possible.
In the nursing, or care professions, employees are often called upon to move patients, and necessary equipment may include hoists and slings, such as bath hoists, transfer boards, when moving a patient from their wheelchair, handling belts, bed levers and bariatric equipment. If you are employed by a business that undertakes lifting operations or is involved in providing lifting equipment for others to use, your employer must carry out risk assessments, and control the risks to avoid any injury or damage. The Lifting Operations and Lifting Equipment Regulations (LOLER) will apply https://www.hse.gov.uk/work-equipment-machinery/loler.htm and your employer should take care to follow them, and protect their employees.
All employers, and employees should be aware of the Manual Handling Operations Regulations 1992 (as amended) (MHOR) The Regulations define manual handling as: "... any transporting or supporting of a load (including the lifting, putting down, pushing, pulling, carrying or moving thereof) by hand or bodily force".
How long do I have to make a claim for accident at work personal injury compensation?
Normally, anyone injured at work has a period of 3 years from the date the incident causing the injury occurred, subject to The Limitation Act 1980. There are exceptions, for example relating to the date of knowledge, of your work related personal injury, or claim for industrial disease compensation. The Limitation Act 1980 applies. Sections 3 and 4 state an action for damages for personal injury shall not be brought after three years from the date on which the cause of action accrued, or the injured person's date of knowledge, whichever is the later. Minors, meaning children under the age of 18, have 3 years from the date of their 18th birthday. Time limits may differ if you are acting on behalf of someone with limited mental capacity, if you are acting as guardian or subject a lasting power of attorney. If you have any questions or queries, then please do not hesitate to contact one of MG Legal’s personal injury experts.
Who pays my legal fees if I am injured in an accident at work?
MG Legal’s expert accident at work personal injury claims solicitors believe that if access to justice should not entail up-front costs, legal jargon, and confusing conversations with fussy solicitors who don’t live in the real world. So, If you have suffered a personal injury at work, as a result of someone else’s negligence, including your employer, or the actions of another employee, then you should not have to pay up front legal costs to get access to justice. MG Legal are proud to say that our expert personal injury solicitors accept all personal injury claim on a no win no fee basis, with no financial risk to our clients, and we have a success rate of over 99%.
Will a qualified personal injury solicitor work on my case?
When you instruct MG Legal to act on your behalf, in relation to your accident at work, only a qualified solicitor dealing in personal injury, will act on your behalf. Your dedicated personal injury solicitor will correspond with your employer’s liability insurers, allowing you, and your employer to get on with work, as usual, if your injuries allow you to do so. MG Legal’s personal injury solicitors are all hard-working, down to earth people, who know that you want your personal injury at work over as soon as possible. All of the personal injury claims we accept, are subject to a No Win No Fee agreement, with no financial risk to our clients.
Why should I choose MG Legal if I have been injured at work?
Our personal injury solicitors have settled thousands of personal injury compensation claims for clients who have been injured at work, and are renowned for their hands on approach to your matter, and fighting as hard as possible to make sure our clients receive maximum personal injury compensation. The solicitors at MG Legal come with an excellent reputation, and never simply clock off at 5pm. You will be allocated one of our expert personal injury solicitors, and you will only ever deal with that same solicitor, until your claim for personal injury compensation is settled. MG Legal’s personal injury team are all fully-qualified solicitors-we do not employ people who are not qualified, and passionate about successfully settling our clients’ personal injury compensation claims.